Coverage designed for real life
Life Insurance
Life insurance isn’t just about money. It’s about protecting the people you love. We help families in Peoria and across Illinois choose policies that align with their goals.
Term Insurance. Affordable coverage for a set number of years, often used to protect income during working years.
Permanent Insurance. Long-term protection with potential cash value. Useful for legacy planning or covering final expenses.
Living Benefits. Some policies provide access to funds during life for chronic illness or unexpected needs.
Our job is to explain your options and help you decide what makes sense for your family, not to push products.
Medicare Coverage
Medicare can feel overwhelming. There are dozens of moving pieces and every decision has long-term impact. We guide you step by step.
Medigap Plans (Supplements). We’ll compare premiums, deductibles, and coverage details so you know what to expect.
Medicare Advantage. These all-in-one plans combine hospital, doctor, and prescription coverage. We’ll walk through the pros and cons and confirm if your doctors are in-network.
Part D Drug Plans. We’ll line up your medications against available plans so you can avoid surprises at the pharmacy.
Our role is to make Medicare understandable, so you can focus on your health, not paperwork.
Dental Insurance
A healthy smile shouldn’t come with financial stress. Dental insurance helps cover cleanings, x-rays, fillings, and major work like crowns or dentures. We’ll connect you with coverage that balances affordability and benefits.
Whether you’re on Medicare and adding a dental plan or simply looking for stand-alone coverage, we’ll show you clear options that fit your needs.
Financial Education (not advice)
We’re not financial advisors — but we believe insurance should fit into your bigger financial picture. We provide education on how coverage connects with everyday money management, retirement readiness, and budgeting for healthcare.
Simple. Clear. Human.
Our process is straightforward:
ListenWe start with your story. Your doctors, prescriptions, goals, and budget.
CompareWe research multiple plans and carriers, then break them down side by side.
DecideWe walk you through enrollment so you can feel confident in your decision.
SupportInsurance questions don’t stop at sign-up. We’re available year-round for reviews, changes, and ongoing help.
A family team built on service and trust
People deserve insurance guidance that feels supportive, not transactional.
Mike Klein. A U.S. Veteran who brings discipline, integrity, and a sense of duty to every client interaction.
Natalie Klein. An experienced educator who has spent years breaking down complex subjects into easy-to-understand lessons.
Together, we make insurance approachable. Our blend of service and education means you’ll always understand your options before you make a decision.
Mike 
Natalie Reach out to our team
We’ll start with a quick discovery call to learn about your health, family, and financial goals. From there, we’ll put together a clear, no-cost proposal with options that fit your needs. There’s never pressure or obligation — just straightforward guidance.
Finally, you decide if you’re ready to move forward with a local, family team who understands Central Illinois. Call Now: (309) 453-6546
Questions we hear every day
No. Our services are completely free. We’re paid by the carriers if you enroll through us, so you never owe us a dime.
Absolutely. We’ll walk through differences in cost, coverage, networks, and travel flexibility so you see the whole picture before deciding.
Many clients choose Plan G or Plan N for predictable costs and strong coverage. We’ll review both so you can select what feels right for your health and budget.
No. Prescription coverage comes through a Part D plan. We’ll compare your specific medications against available Part D options to keep your costs manageable.
No. We also help families with life insurance and dental coverage, and provide financial education to help you see the bigger picture.
Yes. We’re based in Central Illinois and proudly serve Peoria, Metamora, and surrounding areas. You can meet with us in person, over the phone, or virtually.